PENGARUH PENGETAHUAN, RELIGIUSITAS, DAN LINGKUNGAN SOSIAL TERHADAP KEPUTUSAN MENABUNG DI BANK SYARIAH PADA MASYARAKAT KELURAHAN LUBUKLINGGAU ULU RT 05

Efriani, Feby (2025) PENGARUH PENGETAHUAN, RELIGIUSITAS, DAN LINGKUNGAN SOSIAL TERHADAP KEPUTUSAN MENABUNG DI BANK SYARIAH PADA MASYARAKAT KELURAHAN LUBUKLINGGAU ULU RT 05. Undergraduate Thesis thesis, UIN Raden Fatah Palembang.

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Abstract

Sharia banks are financial institutions whose operations are based on sharia principles in accordance with Islamic law, aiming to improve the economic welfare of people who adhere to the Islamic religion. However, currently there are still many people who do not fully understand the concept of Islamic banking. People's views regarding sharia principles, usury, interest and profit sharing systems vary, and many of them do not understand or do not know these terms. This research aims to analyze the influence of knowledge, religiosity and social environment on interest in saving at sharia banks among the people of Lubuklinggau Ulu RT 05 Village, both partially and simultaneously. The population in this research is the community in Lubuklinggau Ulu Village RT 05. The data used is primary data obtained through a questionnaire with measurements using a Likert scale from 1 to 5. The analytical method applied is quantitative analysis. The sample taken in this research was 85 respondents using a purposive sampling technique based on certain criteria. Hypothesis testing was carried out using multiple linear regression tests, and data processing was carried out using the SPSS version 26 program. The results of the research showed that knowledge, religiosity and social environment had a significant positive influence on interest in saving in sharia banks in the people of Lubuklinggau Ulu RT 05 Village. In addition, simultaneously, these three variables also had a significant positive effect on interest in saving in sharia banks among this community. Keywords: Knowledge, Religiosity, Social Environment.

Item Type: Thesis (Undergraduate Thesis)
Subjects: Ekonomi dan Bisnis Islam > Ekonomi Syariah
Divisions: Fakultas Ekonomi dan Bisnis Islam > 61206 - Perbankan Syariah (S1)
Depositing User: FEBY EFRIANI 2110603025
Date Deposited: 24 Jul 2025 02:39
Last Modified: 24 Jul 2025 02:39
URI: http://repository.radenfatah.ac.id/id/eprint/48184

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